IBEW 146 Credit Union

Signature 6.5-15% up to 42 mo.

JATC Books 5.5-12% up to 1 yr.

Shared Secured 2.10% up to 60 mo.

New Vehicle 2.1-9.5% up to 72 mo. (never titled)

Used Vehicle 2.5-13% up to 72 mo.

RVs, ATVs & Motorcycles same as vehicles- Loan Rates Updated Sept/2013

NEW WEBSITE AVAILABLE NOW AT IBEW146CU.COM

Home Banking allows you to CHECK BALANCES, TRANSFER LOAN PAYMENTS, VIEW YOUR "NEW" VISA CREDIT CARD and GO GREEN with E STATEMENTS and E NEWSLETTERS, just to name a few all at your convenience.

VISA REWARDS CREDIT CARDS!! APPLY NOW!!!!

VISA REWARD CREDIT CARDS are one more additonal service we are offering now. We are excited to offer a LOW INTEREST CREDIT CARD with a GREAT REWARD PROGRAM to our members. You will be able to view your VISA CREDIT CARD on the NEW WEBSITE.

FALL LOAN COUPON SPECIAL

Receive 1/2% off our already LOW LOAN RATE with a CREDIT SCORE of 600 & above or with a SHARE SECRUED LOAN beginning October 1, 2013. Let us refinance your loan from another credit union or bank and put the extra saving back into your pocket. Call us for current rates and more information!

PREPAID VISA GIFT CARDS AND RELOADABLE TRAVEL CARDS NOW AVAILABLE!!!!!

Reloadable TRAVEL CARDS are a safe and convenient way to travel. GIFT CARDS are the perfect Graduation, Wedding or Birthday Gift. They are the one gift EVERYONE LOVES and is NEVER RETURNED!!

Skip-a-Payment!

This offer is available twice per 12-month period for a $25.00 fee per loan. Loans must have not been on delinquent list for the previous three months. Call us for details at (217)877-6521.

Loan Application

Click here to Download a Loan Application. (PDF)

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


The IBEW 146 Credit Union, a member/ family owned organization for over 54 years, provides secure, affordable financial services tailored to the needs of our brothers and sisters.

  • Insured savings/share/cd accounts
  • Payroll deduction to pay dues, death benefit, loan payments, or accrue savings for vacations, taxes, insurance payments, college tuition, gifts, etc.
  • Competitive loan rates
  • Dividends paid monthly on shares
  • Personal service
  • ACH Services
  • Private membership
  • Owned by members for over 54 years!